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Policy endorsements may adjust coverage to reflect current yields

The amount of crop insurance available to farmers is based on your average yields, but the actual production history (APH) used for coverage may not accurately reflect your current potential. Using a policy endorsement can in­crease your APH significantly. In certain cases, APH yields can be modified using Trend Adjusted Yields (TA), Yield Exclusion (YE) and Yield Adjustment (YA) endorsements.

  • Trend Adjusted Yields — When available, TA provides the opportunity to increase your database for the past 10 crop years. For 2021, this can go back to 2001. TA can be helpful to reflect your current ability to raise a crop with today’s technology.
  • Yield Exclusion — When the USDA-Risk Management Agency has deemed a disaster year in your county, those years can be excluded from your database if it is beneficial for you.
  • Yield Adjustment — This can be used when a year does not qualify for yield exclusion but your yield was less than 60% of the county T-yield (transitional yield). Each county has a different T-yield for each crop generated by USDA-RMA based on the 10-year historical county average yield.

With costs of raising a crop continually increasing, it is important to review your crop insurance coverages an­nually. For more a deeper explanation of policy endorse­ments, talk with your MFA Crop Insurance agent. MFA Crop insurance is an equal opportunity provider.
Learn more about MFA Crop Insurance HERE.

Important Dates to Remember

March 15: Sales closing for spring-planted crops (Feb. 28 for some areas)

April 29: Production reports due for 2020 spring-planted crops

July 15: Acreage reports due for 2021 spring-planted crops

LINK TO RELATED STORY: Crop Insurance selections can impact your bottom line.

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